Legal cover is the optional policy that you can add to your property and possession policies. In this fast-paced world, it has become imperative to have legal cover. The cost of lawyers' fees can be very high and this, in turn, limits the amount of protection the average person can afford.
Why go through the hassle of finding your own lawyer and incurring the exorbitant service fees when you can get the legal cover with no waiting period that offers you the inexpensive legal insurance that you are looking for.
Legal aid, on the other hand, is to help the poor get a tax-funded legal assistance. Legal aid is for anyone that earns less than R5 500 per month after tax deductions. There are also different types of legal aid in South Africa; legal aid for individuals which applies to people earning less than R5 500 per month after tax has been taken off. Legal aid for households applies if you live with other people for more than 4 nights per week and these individuals share the costs, as well as the household income, is less than R6 000 per month.
Legal aid is there for those who cannot afford their own legal representation. This includes vulnerable groups such as children, women, and people living in rural or poor areas. This is done with the intention of enhancing justice and public confidence in the law and administration of justice.
The difference between legal aid and the Legal cover is that one is for the poor or anyone that cannot afford legal representation. The legal cover, on the other hand, is a policy that you take out for legal services at an affordable monthly premium.